Skip to main content
Summit Indemnity Insurance team

Built on Expertise. Driven by Integrity.

Summit Indemnity Insurance was founded on a simple belief: every business deserves an insurance partner who truly understands their risk — and has the market access to do something about it.

20+
Years in Business
500+
Businesses Covered
40+
Carrier Partners
NV Licensed
Independent Agency

Our Story

Summit Indemnity Insurance was established in Carson City, NV with a clear purpose: to serve the businesses and property owners that standard insurance markets overlook. From day one, we focused on the hard-to-place risks — the vacant buildings, the high-hazard operations, the businesses with complex exposures that other agencies turn away.

We've built deep relationships with admitted and surplus lines carriers across the country. Those relationships give our clients access to markets that most independent agencies simply can't reach. When a standard carrier declines your application, we're just getting started.

Located in charming Carson City, NV, we're proud to call Nevada home — and we're licensed to serve commercial and families across Nevada, Arizona, and Montana. We understand the regulatory environment, the regional risks, and the industries that drive these states' economies. That local knowledge, combined with national carrier access, is what sets Summit apart.

Credentials & Affiliations

  • Nevada Licensed Independent Insurance Agency
  • Independent Insurance Agents & Brokers of Nevada
  • Surplus Lines Association of Nevada

Leadership

James R. Sullivan

James R. Sullivan

Principal & Founder

James founded Summit Indemnity after 15 years placing specialty and surplus lines coverage for commercial clients across the Western United States. His deep carrier relationships and underwriting expertise are the foundation of everything we do.

CPCU, CIC — Nevada License #AB123456

Our Carrier Partners

We work with over 40 admitted and surplus lines carriers to find the right market for every risk. Our relationships span the full spectrum — from standard commercial lines to the most complex specialty placements.

Lloyd's of London
Markel Corporation
Berkley One
Scottsdale Insurance
Nationwide
Travelers
Chubb
Philadelphia Insurance
Insurance carrier partnership

Ready to work with an agency that knows your risk?

Get a no-obligation quote and see what Summit Indemnity can do for your business.